Who Pays for Drug Rehab in Washington State?
Paying for drug rehab in Washington state may be a reason you have been avoiding attending treatment for your addiction or alcoholism. Some luxury rehabs cost up to $90,000 per month, an astronomical amount. While most rehabs are much more affordable than that, rehabilitation financing is still a large obstacle for many. Residential treatment is not a cheap option for getting sober but does end up being incredibly helpful for those who do not know where to start.
The Substance Abuse and Mental Health Services Administration report that 23.5 million adolescents and adults needed drug or alcohol treatment in 2009.
However, only 2.6 million of these 23.5 million people received the treatment they needed for their drug and alcohol dependence. That is only 11.2% of the population who needs drug treatment receiving it.
One of the biggest factors in people not receiving treatment in WA state is either an inability to afford it or a misunderstanding in how to pay for treatment. Many insurance companies cover some sort of drug and alcohol rehab and there is rehab financing available, but only to a certain extent. Those without insurance have slimmer options but there are still low-cost or free drug rehabs available to those who need them.
Do not allow price to be a barrier to you finding the help you need. You have options available even if it feels like you don't. Continue reading to find out more about rehabilitation financing and how to get help paying for rehab in Washington state.
How do you handle rehab financing or get help paying for drug rehab?
Pay for it yourself
If you have the means to do so, paying for drug or alcohol rehab yourself out of your savings is least impactful option. You will owe money to no one and you can get started on building your savings account back up once you are out of treatment. It may be terrifying to put all of your savings account towards a stay in addiction or alcoholism treatment but it may be the best decision and investment you ever make.
When you are heavily addicted to drugs and alcohol, though. usually that is what all of your money goes to. Oftentimes alcoholics and addicts buy themselves to broke when it comes to drugs and alcohol. There is nothing in the way of a savings account or even a checking account. If this is your case, you will need help paying for drug rehab in WA state.
Ask friends or family for help
Some addicts and alcoholics come from families with money who are able to pay out of pocket for drug and alcohol rehab. There is no need for rehabilitation financing or sometimes even going through insurance to get help paying for rehab in Washington state. Addicts and alcoholics with families like these are lucky to have this opportunity.
Others may not have families that can pay out of pocket but will be willing to assist you in paying for it. Parents, grandparents, aunts and uncles, or friends may be willing to pool together a fund to help you attend treatment to receive the help you need. Although in some cases your family may request that you pay them back, financing rehabilitation this way is still better than some options.
Some alcoholics have drank their families and friends away, though, and do not have this option. Still there are other options.
Using insurance to get financial assistance for drug rehab
Often your insurance company will cover some portion of addiction rehab. Depending on the type of insurance you have as well as on your benefits package, you may even be able to attend at very little cost to yourself. Some people have incredibly comprehensive care that covers a large majority of the cost for them.
If you have government insurance, sometimes you can get help paying for rehab through the state of Washington. You can find out more information regarding coverage through Washington state insurance on the Washington State State Department of Social and Health Services' website.
Some alcoholics and addicts drink or use themselves out of their jobs, though, and insurance is not an option. Do not worry, there are more options.
Take out a loan or pay with a credit card
You can handle rehabilitation financing in the state of Washington by taking out a loan paying with your credit card. Though this is a less favorable option as it puts you into a large amount of debt with varying potentials for interest rates, it will allow you to pay for drug rehab. You will have the opportunity to receive the help you need and then you can pay it back upon your release from treatment.
During drug rehab you will learn the skills you need to function within society and you will be able to get a job after your release. Using your paychecks you can pay back the investment you made in yourself to get better. The option of taking out a loan or financing rehabilitation with a credit card should only be taken if you are serious about getting sober, though.
In any of the situations with borrowing money you do not want to indebt yourself if you do not plan to follow through with sobriety. There is no reason to owe money for something you are not serious about. Instead, it is better to wait until you are ready to get sober before making an investment like financing drug rehab in WA state.
Finding free or low-cost drug rehab in Washington state
Even with all the options listed above there are still some alcoholics and addicts to whom these options are not available. All the money is drained from their bank account, there are no friends or family left to borrow from, there is no credit to take out a loan, credit cards are already maxed out. There seems to be no option for rehabilitation financing.
However, if you are serious, there are detox and inpatient rehab facilities which offer either low-cost or no-cost treatment to those extremely in need. The demand for these facilities is generally high so the wait time might be significant but they are still an option. Low-cost rehab finance facilities work with the amount of money you are able to pay while free rehab allows you to stay at no cost.
Selecting a level of treatment appropriate for your budget
Although cost can be a barrier to entry and make rehabilitation financing in Washington state seemingly impossible, there are options. While you may not be able to attend a high-end luxury rehab or stay for a full 90-day program, you can attend rehab that is within your budget.
Inpatient rehab is generally the most expensive option for treatment, especially when you begin to get into the 90-day programs. 30- and 60-day stays will obviously be more affordable but are still a pricey way to receive drug and alcohol treatment. As inpatient rehab is a residential treatment option and the facility provides overnight accommodations, this adds to the high cost.
Partial hospitalization programs (PHP) provide the same intensive care offered in inpatient rehab without the overnight stay. PHP usually takes place for 6 hours per day, 5 days per week. The same types of trigger management and relapse prevention are taught through educational sessions, individual therapy, and group therapy. You develop the same type of community as in inpatient but you do not stay the night. Due to the lack of overnight accommodations, PHP tends to be more affordable than inpatient rehab.
If PHP is still too expensive, an intensive outpatient program (IOP) may be another option for you. Intensive care in both individual and group settings. IOP can sometimes be confused with PHP due to the similar programming also in an outpatient setting. However, the difference between the two is the smaller amount of hours spent in treatment in IOP. IOP takes place during usually 3 hour sessions, 3 days a week for a total of 9 hours of weekly treatment.
Even more affordable is drug and alcohol counseling, hour-long sessions with either a certified drug and alcohol counselor or a therapist specializing in addiction. Since this is the least intensive of all the options it is obviously the most affordable, but also provides the littlest amount of treatment.
When taking cost into consideration, you also must consider your needs. Do you require a more intensive treatment program and will the investment be worth it? If you truly want to stay sober then it will be the best money you have ever spent. You will learn invaluable coping mechanisms to help you handle the triggers in your everyday life.
You need to take into consideration what will be most beneficial for you and your recovery, in addition to your budget. Sobriety should be the first and foremost thought in your mind during this decision; the money can always be found.
Addiction Rehabilitation Assistant
An addiction rehabilitation assistant works directly with patients in a treatment facility, helping with various daily tasks. They assist with leading group sessions and maintaining order in the facility, operating within the umbrella of the treatment team. They may assist with medication management or distribution, ensuring each patient takes their medication on time. Addiction rehabilitation assistants can also help with various household tasks such as laundry or setting up meals.
In addition, an addiction rehabilitation assistant can help you with your financial planning when it comes to treatment. They are equipped to help you with drug rehab financing and figuring out how to afford the treatment you undergo. They will help you establish your treatment plan both in the short-term and long-term, always with your best interests in mind.
By working directly with your addiction rehabilitation assistant, they will help you figure out the best course of action to take. They will take into consideration both your sobriety and wellbeing, along with your budgetary restraints. They work with individuals of all different backgrounds and financial means; they will be able to help you find a way to afford what is best for you.
Your addiction rehabilitation assistant will also help you figure out who will pay for treatment. They will assist you in contacting the necessary parties, from friends and family members to your insurance company. Addiction rehabilitation assistants are effective at what they do.
Is drug rehab in Washington state worth the cost?
If you are able to figure out a way to finance drug rehab, it will be well worth your time and investment. Not only will you learn more about the role drugs and alcohol play in your life and how to respond accordingly, but you will also develop a community. Heavy emphasis is placed on the group setting in any level of rehab: inpatient rehab, partial hospitalization programs, or intensive outpatient programs.
By working together with a group you learn to coexist with your peers, solve problems together, and hold one another accountable. You may also develop friendships through drug rehab that last after the treatment program is over. You will spend time getting to know these people and they become an integral part of both your recovery and your life.
Drug rehab in Washington state also teaches you to work with those with whom you don't always get along. Especially when living in a residential facility, you will encounter people you disagree with. By learning to handle disagreements in a sober environment, you can take the skills you learn back out into the world with you.
Though it seems like a pricey investment, drug rehab financing may be one of the best decisions you make in your life. By giving yourself the opportunity to get sober, you open the door to a world of possibilities you may have never imagined. In sobriety you can be open to opportunities you never received before.
Give yourself the chance to go through drug rehab. Find a way for rehabilitation financing in order to change your life. By investing in drug rehab in Washington state, you are making an investment in a happier, healthier, safer version of yourself.